Your Advisor Through the Ins and Outs of Medicare Plans and All Things Health Insurance
You need health insurance, from the standpoint of taking care of yourself and your love ones. Fortunately, Integrated Insurance understands Minnesota health insurance, especially Medicare plans. In fact, it is all we do, day in and day out. So, whether you have already met with an insurance advisor and are looking for a second opinion, or are just getting started down the Medicare path, Integrated Insurance is here for you.
It would be our honor to help you find, maintain, and use the Medicare or health insurance plan that best meets all your needs.
As an Independent Brokerage, Integrated Insurance does not sell insurance; our team members and independent broker partners help you find the right plan for your needs by providing information and honest guidance. Once we find the ideal plan, we will continue to be by your side — assisting with enrollment paperwork, coverage questions, policy renewals, policy add-ons, claims, and more. AND, because we are an Independent Insurance Brokerage, our advisory services are performed with no fees to you.
Contact Integrated Insurance today… you will be pleasantly surprised at how we "Make Medicare Easy".
Services and Product Guidance Currently Offered by Integrated Insurance:
- Medicare Plans
- Medicare Advantage Plans
- Medicare Supplements
- Medicare Part D Drug Plans
- Dental Plans
- Hospital Indemnity Plans
- Individual and Family
- Small Business
- Independent Broker / Agent Consulting
Without proper guidance, the ever-changing world of Medicare can be overwhelming to newcomers. All of the yearly regulation changes, differences from state-to-state, qualification guidelines, and the sheer number of plans can leave you unsure of where to turn. Fortunately, one of our Minnesota-based, independent insurance brokers can help you find your way through the maze.
We can help you determine what you qualify for, what your plan options are, and what supplements you may need. Our many years specializing in Medicare plans will truly benefit you in obtaining the best coverage for your current and future needs.
With all the moving parts associated with Medicare plans, it pays to consult with us — plus, our guidance comes at no-cost to you. So, don't take on the Medicare maze alone, contact Integrated Insurance today.
Medicare Fast Facts
What is Medicare?
Medicare is a federal health insurance program designated for individuals 65 and older, as well as for younger individuals who qualify due to a disability, End-Stage Renal Disease, or other special circumstance.
Medicare Consists of 4-Parts
- Medicare Part A (Hospital Insurance)
Covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care.
- Medicare Part B (Medical Insurance)
Covers certain doctors' services, outpatient care, medical supplies, and preventive services
- Medicare Part C (Private Insurance / Supplemental Option)
Part C plans are offered through private insurance companies and approved by Medicare. They are also known as Medicare Advantage plans. Before enrolling in a Part C Medicare Advantage plan, you must first enroll in Original Medicare Parts A and B.
- Medicare Part D (Prescription Drug Coverage)
Part D adds prescription drug coverage to:
- Original Medicare
- Some Medicare Cost Plans or Advantage Plans
Dental / Vision / Hearing
Since dental, vision, and hearing are not commonly included in the Medicare Supplement Plan, these vital health areas often go uncovered. At Integrated Insurance we want to change that; we want you to have coverage for ALL of your health needs.
Whether you need extra dental, vision, or hearing coverage, have none at all, or have one but not the others, we can help. As an independent insurance brokerage, we can shop a vast number of insurance companies offering dental, vision, and hearing coverage in Minnesota. The plans we search out cover preventative care , and cost-savings on minor and major procedures.
Don't risk your ability to see, hear, or smile confidently by going without coverage. Contact us to learn more.
Individual / Family / Group Plans
Whether you are self-employed, unemployed, a student seeking your first health insurance policy, or a family, we can assist you with finding the right health insurance plan for your needs. We can lend our expertise to find a health insurance solution to meet your needs.
With all the insurance companies we work with, we are confident that we can find the right insurance plan for your health coverage needs — including Individual or Family, Group or Medicare Coverage.
Cancer / Heart Attack / Stroke Coverage
Cancer, heart attack, stroke… these are all words you do not want to hear that you have… imagine being diagnosed with one of these. Fighting the disease, reducing the risks of a future event, and recovering from the effects are only half the battle. The other half comes in the form of money — medical bills, missed work for treatments, travel expenses, decreased funds for living expenses, and the list goes on. With these diagnoses, your finances should not interfere with your recovery. Cancer, heart attack & stroke insurance helps provide the resources you need so you can remain focused on your treatment and getting healthier.
Contact Integrated Insurance to learn more about this unique, flexible type of insurance coverage.
Independent Broker / Agent Consulting
Let us put our expertise to work in your office. As a brokerage for independent insurance agents across Minnesota we are able to enhance your health insurance product understanding across the board — to you the agent and to your clients. We will share our knowledge, partnerships, sales tools, marketing and time, allowing you to offer better Medicare and health insurance plan details to your local community.
Integrated Insurance's Support for Brokers…
- Maintain a local Minnesota management team with years of sales, operations and marketing experience
- Committed to providing innovative and high-quality, long-term solutions for your clients
- Work with independent borkers to help them understand and market their own insurance services
- Best-in-class agent training and development
- Onboarding support — we will help you get your first five policy enrollments
- Ongoing professional support to grow your independent insurance business
- Agent engagement meetings to share value propositions, product portfolios, trainings, carrier tools/systems, guest speakers, and more
- Working relationship with insurance carrier teams
- Venue planning and resource sharing with carriers
- Share agent best practices for/during AEP and SEP
- Keep broker informed on market dynamics